Investors/Developers

For many Australians buying an investment property has long been considered a path to a secure & financial retirement. Buying an investment property can generate capital growth as well as a passive rental income. With Australian real estate delivering impressive returns over the past few years, investing in property can represent a solid long-term financial plan.

Investing in property may be:

• Tax effective
• Enable you to leverage your equity to increase potential gains
• Allow you diversify to compliment your superannuation

At Milestone Mortgages we specialise in planning for investment success & wealth creation.

We can help you assess your current financial situation, including what you can realistically afford to spend, and provide guidance on what you should be looking for in an investment property

Don’t just assume you need a deposit, many banks let you use the equityin your own home to secure the entire cost of purchasing your investment property.

We will help you determine if you need is cash positive investment that provides high rental returns, of if strong capital growth is your priority. We can give you lots of tips on where to gain information and talk you through the investment strategy that works best for you.

So give us a call today and tap in to our knowledge through our free information session.

Development finance
We have access to a number of lenders that fund developments, and we know that each development scenario is different. In the right set of circumstances, Some lenders will allow interest to be capitalised on the understanding that the loan and interest will be repaid on the sale of the asset. Presales are also a key factor when it comes to development finance.

Investing in commercial property
Residential and commercial properties are attractive investment opportunities but do work a little different so its important for to know how residential and commercial rentals differ so you can decide what’s appropriate for you.
You should consider your short and long-term investment goals, your deposit situation and whether a short or long term lease arrangement suits you best.

You should consider that

• Commercial tenancy or lease periods are usually longer than residential ones, with agreements often lasting several years. They offers good income security for investors, but may mean less flexibility.
• Commercial tenants are generally responsible for all maintenance costs, rates and repairs to the property. It is the landlord of a residential property who is typically responsible for property maintenance.
• Commercial investments generally have higher deposit requirements. Where residential deposits are usually 10-20 per cent, commercial deposits can be up to 30%.