Refinancers

Your mortgage may have been the best deal for your circumstances at the time but is it still performing as well as it could? It never hurts to have a quick mortgage health check to make sure you are getting the best deals. Quite possibly your property may have gone up in value or you are stuck on an old deal that is just not working for you anymore.

As your situation changes over time, it’s important to regularly review your mortgage arrangements. Perhaps your income has changed, your family has grown or your credit card debt is proving unmanageable. Or perhaps it’s time for that long-awaited renovation. The process of reviewing your home loan can provide significant savings. Isn’t it time you gave us a call?

Some of the situations where you may consider refinancing your home loan include:

• You may wish to secure a lower rate to reduce your monthly outgoings?
• You may wish to release equity to consolidate your loans or credit cards to reduce your over all monthly outgoings and regain financial control
• Maybe you wish to improve your home, go on that luxury holiday or do something for the kids.
• You may wish to unlock some equity to buy and investment property or other major financial commitment

Weigh up the benefits

As you investigate your refinance options, remember there may be costs involved in paying out your existing mortgage loan, and establishing a new one. When we complete a health check, we ensure that the benefits of refinancing far outweigh the associated costs of paying out your existing loan to establish a new one. You’ll feel confident you’re getting the best deal possible and are on track to achieving your financial goals.